Credit history:
No overdue loans
Fico score of 500 or above
Income:
Bank statement for the last 12 months
Stable income from business or salary

Repayment capacity:

For consumer loans, the debt-to-income ratio must not exceed 55%

Yes, we provide all types of loans secured by a vehicle.
Requirements:
The vehicle must be within 20 years from its manufacturing year
The vehicle must have been imported into Mongolia within the last 10 years

Yes. We can adjust the loan repayment schedule according to the seasonal nature of your business.
If you would like to apply for a loan, please consult with your loan officer.

Yes, it is possible. You are eligible as long as you have been operating your business for at least 6 months or more.

Yes. Land can be accepted as collateral if it has an ownership or possession certificate, is connected to infrastructure, and is fenced.

Yes. It is possible to apply for a loan after a loan assessment (credit evaluation) is conducted.

You may use collateral belonging to your parents, siblings, or children. However, the owner of the collateral must participate as a co-borrower in the loan agreement.

You can obtain an invoice and the relevant supporting documents from the partner organization, and then visit any of our nearest branches to receive service.