MICRO-ENTERPRISE LOAN 

Micro-business owners may take a long-term secured or unsecured loan to support operations of his/her business. 

UNSECURED LOAN

Loan amount in MNT

1,000,000 - 10,000,000₮

Loan terms /in months/

Up to 36

Interest rate /per month/:

3,2% - 2,9%

Interest rate /per year/:

38,4% - 34,8%

Collateral

Movable assets

Service fee

1% - 0%

 

SET-UP CAPITAL LOAN

Loan amount in MNT

1,000,000 - 20,000,000

Loan terms /in months/

Up to 36

Interest rate /per month/:

2,99% - 2,8%

Interest rate /per year/:

35,88% - 33,6%

Collateral

Apartment, house, land or movable assets

Service fee

1% - 0%

 

DEVELOPMENT CAPITAL LOAN

Loan amount in MNT

20,000,001 - 40,000,000

Loan terms /in months/

Up to 36 

Interest rate /per month/:

2,9% - 2,7%

Interest rate /per year/:

34,8% - 32,4%

Collateral

Apartment, house, land or movable assets

Service fee

0,8% - 0%

 

Automobile loan for business purpose

Loan amount in MNT

3,000,000 - 200,000,000

Loan terms /in months/

Up to 48 

Interest rate /per month/:

2,7% - 2,49%

Interest rate /per year/:

32,4% - 29,88%

Collateral

Apartment, house, land or movable assets

Service fee

1% - 0%

*Please be aware that additional third-party service fees, such as state registration fees, notary fees for loan contract confirmation, and insurance, may apply.

Incentives and Benefits

  • Loan service fee is reduced every time to reward repeat clients who fulfill his/her loan obligations well.
  • Loan service fee is reduced to reward a group leader who manages and leads group's operation well.
  • Clients are invited to training and events organized by other organizations

Incentives for on-time repayment history

  • VIP service
  • High collateral valuation
  • Decrease in Interest rate 
  • Increase in loan amount
  • Open credit line if needed
  • Take other products and services in parallel
  • Zero service fee to clients who have taken loans more than seven times
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